Consider new construction with clear questions

Compare the home, the costs, the timing, and the terms before deciding.

I help buyers organize questions and brokerage next steps. You make the decisions with information from the right professionals.

Compare the whole choice

Look at location, layout, included features, available options, and your timing. Compare a new home with relevant resale options using your own priorities.

Ask for the written specification and current availability. Model-home features and advertised prices may not describe the exact home you are considering.

Discuss representation before a builder visit

If you want brokerage guidance, start by clarifying the relationship and scope of services. Ask the builder to confirm its registration process in writing.

Compensation is negotiable and should be addressed in the agreement. Do not assume representation is free or that the builder will pay it.

Read the actual agreement

Request the proposed contract and relevant addenda with time to review them. Identify deposits, payment dates, financing provisions, change-order terms, completion language, inspection access, and warranty documents.

I can help organize questions within the brokerage role. A qualified attorney can explain legal rights, obligations and remedies. Do not assume that every builder uses the same contract or that a standard form guarantees a particular outcome.

Compare written costs and conditions

Ask for an itemized price showing the lot, selected options and other charges. For an incentive, identify what it covers, deadlines, conditions, and any lender or title-provider requirement.

Compare alternatives using consistent assumptions. Your lender should explain loan costs and payment changes. A headline credit alone does not establish the lowest total cost.

Review inspection access and written warranty terms

Ask which inspections can occur, when access is available, and how findings are handled under the agreement. Discuss appropriate inspection services with an independent inspector.

Read the warranty for coverage, exclusions, deadlines and the process for reporting a problem. Keep relevant documents and records. Coverage and legal rights depend on the documents and applicable law, so take legal questions to an attorney.

Plan around the actual timeline

Ask the builder for its current estimate and the contract's timing provisions. Identify dates that are firm and those that may change.

Consider how a change would affect housing, storage, moving and financing. If you are selling another home, map both sets of milestones and discuss a backup plan.

Look beyond the purchase price

Consider closing costs, loan payments, taxes, insurance, utilities, maintenance and any HOA charges. Confirm what the builder includes and what you may need to arrange after closing.

Ask the lender about rate-lock terms and costs where relevant. Request property-specific tax, HOA and other information from the responsible sources.

Know who can answer each question

A broker helps with the agreed brokerage services. A lender explains financing. An inspector evaluates condition. Contractors assess their work. An appraiser provides an appraisal. An attorney addresses legal interpretation, rights and remedies.

Colorado's multifamily construction incentive program has specific participation and property requirements. Do not treat it as a universal warranty for every new home. Ask an attorney whether it applies to the property and what the documents mean.

Common new-construction questions

Should I contact a broker before visiting a builder?

If you want brokerage guidance, discussing it before the first visit gives you time to clarify the relationship, compensation, and the builder's registration process. Ask the builder to confirm its process in writing. Do not assume representation is free or that every builder follows the same process.

What does owning a new-construction home cost beyond the base price?

Consider lot premiums, options, closing costs, and items the builder does not include. For ongoing costs, consider the loan payment, property taxes, insurance, utilities, maintenance, and any HOA charges. Ask for an itemized builder price and a lender estimate. Incentives, warranty terms, and contract details need their own review.

Bring the questions you are working through

We can discuss your priorities and identify the information to gather before a visit or decision.

Jackson Granger, REALTOR®



The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service, and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification. Affiliated real estate agents are independent contractor sales associates, not employees. ©2026 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logo are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Anywhere Advisors LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.

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Jackson Granger, REALTOR® | Licensed Colorado Broker Associate (FA.100105702) | dre.colorado.gov